All About Insurance is a recommended agency for commercial insurance in Aldine, Houston, Humble TX, Spring TX or Tomball. Whether you call it business insurance or commercial insurance does not matter. What matters is that you have the right commercial insurance to protect your financial interests when unfortunate things happen.
Whether you do business from home or have separate business offices, All About Insurance has the right commercial insurance for you. It does not matter whether you have transport business, a retail shop, a restaurant, a factory, a software company, a medical practice, an accounting firm, a contractor’s business, they can help you the right business insurance.
As a business owner you face may risks. There are many perils out there and some of them can cripple you financially if you don’t have proper coverage. Risks and perils include fire, water damage, storm damage, accidents, liability claims, negligence claims, theft, vehicle accidents, work accidents and loss of income.
Commercial insurance can come packaged or customized. Packaged options include the BOP (Business Owners Policy). The BOP covers your buildings and content and provides you with liability cover. A BOP also provides business interruption insurance. This type of policy is designed for small and medium businesses. A business owners policy does not normally cover professional liability, auto insurance, worker’s compensation or health and disability insurance.
In some cases a BOP might be enough but in most cases a business will need custom options as well. All About Insurance can help with custom options related to auto insurance, builder’s insurance, professional liability, professional indemnity, bonds and workers compensation. They can also help you with speciality insurance for specific business such as transporters, builders, hospitality businesses, body shops, garages and so on.