Floods are more common than fire. So, if your house is along the coast or below sea level or is a reclaimed land, it is imperative these days to take flood insurance. We, at All About Insurance, offer you smart and affordable insurance protection. Be it business owners or homeowners, our customers know that we deliver professional customer-oriented service and quality coverage with quick risk management. Our agents will sit with you to discuss the limits of your policy, and explain the difference between Actual Cash Value and Replacement Cost. They will also asses your individual insurance needs and give you a comprehensive solution that will provide just the protection you need. The people of Rosenberg TX, League City, Pearland, Beaumont TX, Sugar Land TX, and Pasadena TX trust us because of our personal, hands-on approach and the fact that we have no hidden fee.
Below we have mentioned 3 fundamental reasons why flood insurance is essential. Take a look.
- It is not included in the homeowner’s policy
Only flood insurance covers the damages caused by a flood. As opposed to the general belief, homeowners’ insurance does not include flood insurance clauses. So, if you don’t want the cost of damages to go out of your pocket you should get this insurance.
- Flood insurance coverage is affordable
The premiums of flood insurance depend on a number of factors like your community ratings, and coverage types. The rates of these policies start at less than $1 per day. Houses which are situated in the moderate to low-risk areas can opt for Preferred Risk Policy.
- You cannot rely on federal assistance
This service is not a compensation for your losses. It is available only if the President declares your area to be a disaster. Federal disaster assistance is treated as a low-interest loan which must be paid back to the government along with the interest.
So, if you have any further queries, you can talk to our agents on 281-784-2474.
